Officer next door program md

They look up the list of homes for sale, see junker properties and assume that the program is a waste of time. These know-it-alls are still saving for a down payment and paying rent in their tiny apartment. Some of them may even talk to you and discourage you from investigating the possibilities of the Good Neighbor Next Door Program. DO NOT listen to their advice! You see, they don't understand that there are many nasty Good Neighbor Next Door homes but there are also some really nice ones that become available over time and these are the homes you should be ready for when they pop up!

Should you trust your most important purchase to a real estate agent that has never handled a Good Neighbor transaction? We will make sure that your purchase is successful and that you get to closing.

Do not make this mistake 3 One of the biggest mistakes some people make is to be obsessed with the houses. They think it's all about finding a really nice house and they don't want to learn more about the program until they find the right house.

You need to be prepared when the right house becomes available. You have to do everything perfectly or you won't be successful. Many of the rules aren't published anywhere and these rules can sabotage your puchase if you aren't prepared. James always made sure I fully understood everything. Wonderful Experience! I am a first-time home buyer and was not quite sure what the entire home buying process entailed.

The folks at TND helped me every step of the way. They guided me through each step, partnered me with a reliable and knowledgeable Realtor, answered any questions I had along the way, were very organized and professional, and overall made sure I was happy and informed in my home buying process. I am much more knowledgeable about buying a home and feel confident that all of my ducks are in a row for my first place. It was truly a blessing to have people to help me through this process that I would not have been able to do or afford on my own.

Shelby Morgan Henderson, NV. Dream House! We thank you and your team for helping us with the purchase of our dream house. Couldn't Have Been Happier! Her knowledge of property pricing, HOA fees, CDD fees, and business lingo allowed for us to get an accurate representation of what we would be paying and getting if we moved into this new community.

Throughout the purchasing and building process, Cheri was always quick at getting us answers and advocating for us when something did not seem accurate.

I would recommend Cheri to any of my friends and fellow educators looking to purchase a home. Zephyrhills, FL. Amazing to Work With! He was professional, knowledgeable and overall amazing to work with. He made an extremely anxiety provoking process way less daunting. He was there whenever we needed a question answered or something explained, despite the three-hour time difference. The dogs thank you too! Samantha Lloyd, Boston, MA.

Above and Beyond! We were under some tight time constraints and I know they spent hours working to ensure we were well taken care of and helped prevent disaster! Our Realtor was knowledgeable and insightful. She worked hard to protect our best interests and anticipated many disasters that we were able to prevent because she was so proactive.

She was patient with us, explaining how the behind the scenes processes worked and coaching us to how to make smart decisions. She never gave up and stuck with us through over 6 months of work to get the short sale of our dreams in the neighborhood of our dreams. I was very happy with the support provided by Teacher Next Door. As a teacher in the 8th largest school district in the nation, I try to share information about the program as much as I can because I truly believe Teacher Next Door is working to help teachers enjoy a better quality of life through finding the perfect home.

I was very appreciative of the financial support available. Aimee Ballans Riverview, FL. Looks out for your best interest! As we did our research, we knew it would be a long grueling process but was very excited to get started.

We even took a first-time home buying course about six months prior, to help better educate ourselves. Buying a home was one of our major goals we had our minds set to. As we learned about the Teacher Next Door program, we knew it was perfect for us. James Ward is a very kind and knowledgeable person.

From our very first conversation we knew he was a hard-working person and he got the ball rolling. We cannot explain how grateful we are from beginning to end. He was always in constant communication with us explaining what we currently would be doing as well as what to expect further down the line. The program makes it so much easier for home buyers as everything you need is within the program.

He provided us with a great team who presented ethical and top-notch work. By having the bank, realty company, attorneys, appraiser etc. With this setup plus the financial assistance that the program provides in the form of credits, the process was made much more cost-effective than if we tried to do it on our own.

From visiting houses with our realtor, Greg Anderson who was excellent to working with our attorney and closer, we had a great first experience and are very thankful for all that was done with and for us. We are happy to say we have become homeowners, accomplishing our goal. We will be sure to recommend anyone for this program, letting them know the impressive work that was offered.

Thank you again! I had contacted James a few years prior just to find out about the program and I was excited to find out that he was still our main contact. He treated me with the same respect and understanding as he did with my initial inquiry. However, he still gave me helpful advice on how I could increase my credit score, how important it was to save for a down payment and left me with a feeling of confidence that I could accomplish this goal within the near future.

This past March of , I had the goal in mind to be approved for a mortgage by my birthday in April. I had a time frame and budget in mind and was able to by my forever home, start to finish in 3 months!

As stressful and nerve racking the whole process of buying a home can be, James Ward and his team understood and respected every questions and decision that I had. Anytime, day or night, James would respond in a timely manner. As a single mother, I let my guard down and put my trust into James and Bank of England. I could tell that they all had my best interests in mind.

Never did I ever feel pressured into buying something out of my comfort level. I will be forever grateful to of had the help from the Teacher Next Door Program and to of had the opportunity to have James Ward by my side every step of the way! So Thankful! Blessing for my family! They have made the process simple and go step by step to alleviate any stress along the way. If you are looking to buy a house or refinance, this program is for you! Excellent customer services, and very knowledgeable individuals.

Zillow Reviews. Natalie is Awesome! Natalie is awesome. She's constantly in contact, available when you need her, and has a strong knowledge of the Salt Lake Valley market. It was my first time buying a home and she helped me every step of the way.

Not only is she knowledgeable but she also acts as a great advocate during the process. I'll recommend her to anyone that asks and will definitely be using her services in the future when it's time to sell our house.

Thanks Natalie!! More Zillow Reviews. Facebook Reviews. Most Recent Certified Buyer Reviews. Kind and Professional! I could not be happier with my Teacher Next Door experience.

Laura was amazing with communication and feedback, and the whole team was extremely professional, efficient, and forthcoming with process updates and information.

Knowledge about the process and steps is essential, especially for a first-time buyer like myself. Awesome Experience! As a teacher, I work long hours and cannot take phone calls or respond to emails until after school or later in the evening.

He worked hard to get my daughter and I into a better home. He answered my questions quickly and made us a priority. Thank you so much Patrick! I knew nothing about buying a house and had no idea how I would make it happen as a teacher.

Bryan always took the time to explain everything and do everything in his power to make sure I got the home I wanted. He went above and beyond throughout the whole process! Extremely Professional! She was exceptionally knowledgeable about the process and helped me overcome any obstacle that was thrown at me.

She was extremely professional and checked in on me every week during the final phases of the process. I am grateful for her help and support in purchasing my dream home. They were professional, personable, patient, and knowledgeable. We had a tight timeline to make and had to do it over the holidays. I would use them again and recommend them to others. So Helpful! Highly Recommend! He kept open lines of communication and kept us updated throughout the home-buying process!

Highly recommend! Great Service! Super Effective! Always available and wanting to help. Very knowledgeable willing to answer any and all questions. Highly recommend, as a matter of fact I have already referred 3 of my coworkers. Achieved the Impossible! They were always available and able to work with me when the builder kept extending and did everything to keep me with my low rates and not have to break the bank.

Highly recommend them to anyone looking to buy a home. He answers all emails and text messages promptly and professionally. He made me feel as if I was his own client. Which is very important when making big decisions such as buying a house. Absolutely the Best! Informative and Patient!

Excellent Experience! Gregory, Darcie, Eric and the team were thorough and counseled me through each step. They also talked me through next steps and options.

I was totally in the loop with everything happening with my application and approval and knew what to expect. It was an excellent experience! Professional Polite Helpful! He was great to check in, and also to make himself available whenever I needed his assistance.

I would recommend him to anyone! Have to have a lot of patience. I have been checking the website just about every week for the past 4 years and have only seen a handful of decent houses in that time. Also, If there is a decent house, you can bet there will be a lot of bids and it comes down to a lottery to select a winner.

Good luck. You're right, we don't. Officer next door program has many cons over pros. It works in some states but has been terminated on several occasions as has its sister program "teacher next door". Both programs were designed to target two groups by HUD. All FHA programs have hidden costs and long term mortgage insurance issues.

Be certain to get a good comparison between the HUD programs and the conventional community homebuyber programs. I have worked in this field for just over 23 years now so feel free to ask questions or pm me Good luck and do your homework before buying. MRx Tablet.